Combined ratings · 38 CFR §4.25
60% + 10% VA Disability = 60%
Not 70%. VA ratings combine against your remaining efficiency — here is the exact math, straight from the §4.25 combined ratings table.
By Mario Bailey — U.S. Air Force veteran · current Air National Guard member. Data updated 2026-06-08.
Combined value
64
Final rating
60%
Monthly (alone)
$1,435.02
The step-by-step math
- Start with the higher rating: 60%. You're considered 40% efficient.
- Apply the 10% rating to the remaining 40%: 10% × 40 = 4 additional points.
- Combined value: 60 + 4 = 64 — exactly what the §4.25 Table I shows for 60 and 10.
- Round to the nearest 10 (§4.25(a)): 64 → 60%.
What 60% pays
Effective 2025-12-01: $1,435.02/month for a veteran alone, $1,566.02 with a spouse, $1,663.02 with spouse and one child. Full dependent tables: 60% pay page.
What a third rating would do
| Add | Combined value | Final rating |
|---|---|---|
| +10% | 68 | |
| +20% | 71 | |
| +30% | 75 | |
| +40% | 78 | |
| +50% | 82 |
Notice how each added rating moves the needle less — that's the combining math working against you as the numbers climb. Model your exact set of ratings.
Frequently asked questions
What is 60% + 10% VA disability?
60% combined with 10% is a combined value of 64, which rounds to a 60% VA rating under 38 CFR 4.25. VA ratings combine rather than add: the 10% rating applies only to the 40% efficiency remaining after the 60% rating.
Why isn't 60% + 10% equal to 70%?
Because 38 CFR 4.25 combines ratings against your remaining efficiency. Starting at 60%, you have 40% efficiency left; the 10% rating takes 10% of that 40 (4 points), giving 64 — not 70.
How much does a 60% rating pay?
Effective 2025-12-01, 60% pays $1,435.02 per month for a veteran with no dependents, or $1,566.02 with a spouse, per the va.gov rate tables.
SOURCE: 38 CFR §4.25 Table I via eCFR; VA compensation rates, va.gov · retrieved 2026-06-08 · payment rates effective 2025-12-01
Other combinations with 60%
60+10 · 60+20 · 60+30 · 60+40 · 60+50 · 60+60 · full calculator