Pay rates · effective 2025-12-01
40% VA Disability Pay (2026)
A 40% rating pays $795.84 per month ($9,550.08 per year) for a veteran with no dependents — more with a spouse, children, or dependent parents. Amounts below are parsed directly from the va.gov rate tables.
By Mario Bailey — U.S. Air Force veteran · current Air National Guard member. Data updated 2026-06-10.
Monthly (alone)
$795.84
With spouse
$882.84
Spouse + 1 child
$947.84
Per year (alone)
$9,550.08
Full dependent table at 40%
| Dependent status | Monthly |
|---|---|
| Veteran alone (no dependents) | $795.84 |
| With spouse | $882.84 |
| With spouse and 1 child | $947.84 |
| With 1 child (no spouse) | $853.84 |
| With spouse and 1 parent | $952.84 |
| With spouse and 2 parents | $1,022.84 |
| With 1 parent | $865.84 |
| With 2 parents | $935.84 |
| With spouse, 1 child, 1 parent | $1,017.84 |
| With spouse, 1 child, 2 parents | $1,087.84 |
| With 1 child and 1 parent | $923.84 |
| With 1 child and 2 parents | $993.84 |
| Add for | Amount |
|---|---|
| Spouse receiving Aid & Attendance | +$81.00 |
| Each additional child under 18 | +$43.00 |
| Each child 18–23 in a qualifying school program | +$140.00 |
SOURCE: VA compensation rate tables, va.gov · retrieved 2026-06-10 · effective 2025-12-01
What a 40% rating means beyond the check
- VA loan funding fee: $0. Any compensable rating exempts you from the funding fee — worth thousands on a purchase. Details and calculator.
- This is per-rating, not per-condition. Multiple conditions combine under 38 CFR 4.25 — see what your conditions actually combine to.
- Rates change every December 1 with the COLA; this page regenerates from va.gov automatically.
Frequently asked questions
How much is 40% VA disability pay in 2026?
Effective 2025-12-01, a 40% rating pays $795.84 per month for a veteran with no dependents, $882.84 with a spouse, and $947.84 with a spouse and one child, per the va.gov rate tables.
Is 40% VA disability pay taxable?
No. VA disability compensation is not taxable income at the federal level, per IRS guidance and va.gov.
Does a spouse increase 40% VA disability pay?
Yes. At 40%, adding a spouse raises the monthly payment from $795.84 to $882.84, and a spouse receiving Aid & Attendance adds $81.00 more, per va.gov.
What if 40% isn't my only rating?
Multiple ratings combine under 38 CFR 4.25 — they don't add. Use our combined rating calculator to get your true combined percentage and payment.
Other rating levels
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